Whether it’s to startup, operate or expand, at some stage most every business owner must find the money to make things happen. The options for financing your business can be many if you're an established business with a good track record or few if you're just starting out. But definitely we can help you outGetting the small business capital you need to help with day-to-day expenses is challenging in today's economy. At gaurav mortgages we recognize when it comes to obtaining working capital, there are many choices. As a business owner, understanding the type of small business funding you can qualify for and who you can rely on is an important part of the decision making process.
Small Business Financing
Asset Based Lending: It is for companies that need to maximize their borrowing capacity using accounts receivable and inventory as collateral. Receivable based financing combined with inventory finance has become a useful tool for many undercapitalized businesses. Asset based financing works well with manufacturers, distributors and service companies with a leveraged balance sheet whose seasonal needs and industry cycles often disrupt their cash flow. How does Asset Based Lending work?
Asset Based Lending generates finance against existing assets in your business – enabling you to raise funds secured on assets you already own. Provided in conjunction with Factoring or Invoice Discounting, Asset Based Lending can typically raise significant additional funds:
• Up to 90% on outstanding invoices
• Up to 80% of the market value on plant and machinery
• Up to 30% on raw materials
• Up to 50% on finished products
• Up to 60% on property
• Even more, with additional cash flow finance loans
Commercial Financing
Commercial finance is the function of offering loans to businesses. Gaurav kumar mortgage agent is ensuring by providing commercial finance when commercial entity really need. Commercial financing is generally offered by a bank or other lender. Most commercial banks offer commercial financing and the loans are either secured by business assets or alternatively can be unsecured, where the lender relies of the cash flows of the business to repay the facility.
Assets used to collateralize commercial finance loans include:
Real Estate
Receivables from invoices
Equipment or supplies
Commercial Real Estate Financing
Gaurav Mortgages has developed strong lending relationships with banks, investment bankers, insurance companies, commercial credit companies etc. We provide financing for Commercial Real Estate, including Office Buildings, Shopping Centers, Retail Business, Retirement Centers, Churches and other Special Purpose Properties, and Corporate Finance for an Airline Group, Oil & Gas Companies, Agribusiness, Manufacturing Companies, Service Industry, along with Private Investor Funding. Our professional service to our clients provides the financial review and analysis necessary to determine the best financing structure and terms.