Medicare plans provide hospitalization and medical assistance for all eligible US Citizens upon turning 65. The market is for Medicare is in full bloom. Provided an individual is eligible it means that one of the major stresses of advancing in years is eased. Of course you must be eligible. This means that you must be a US Citizen or have resided in the United States at least 5 years, have paid premiums for 10 years and meet further requirements. If you qualify, membership is automatic and your membership card will arrive prior to your 65th birthday.It is important to note that not all costs are covered with Medicare. For a start, if you haven't paid Medicare premiums for 10 years then there is a premium to be paid monthly. In addition there is the Medicare Part B optional section which should be taken although it has a premium. Medicare Part B looks at doctor service fees. This means that many of your doctor’s fees and other medical expenses will be covered and the out of pocket fee lessened.
There are many other medical expenses which senior experience. First there are the costs of prescription medication. We all know that the prices of drugs are exorbitant. With the continued advances in medical science better prescriptions to treat our various ailments are continually becoming available. The sad thing about these prescriptions is that they aren't cheap. It is not uncommon for a routine course of drugs for a chronic complaint to run into hundreds of dollars and this stuff has to be taken, every day for the rest of one's life.
Many senior citizens wish to have the assurance that all medical expenses are covered irrespective of the cost and therefore seek insurance to cover the differences. This is not that straightforward. There are literally hundreds of options available and each particular vendor proclaims the benefits of their program while disguising the loop holes.
The times of travel insurance men spending hours showing you the benefits of insurance programs and their benefits and the pitfalls are long gone. Online medical insurance companies are now the normal and finding a trustworthy, reliable company has become the goal. As you approach 65 and about to become eligible for Medicare and wish to find a policy to cover all the holes in these policies and especially for one's own complaints then you should start researching. It will be easy to spot fly by night companies and those actually looking out for a clients best interests.
Senior Health Direct is a website designed to help you navigate your way through all the available policies Medicare and Medigap Supplemental Insurance has to offer. They will advise you of the advantages and pitfalls of each policy thus enabling you to select a policy that best suits your needs. Before you purchase a Medicare Supplemental Insurance visit us and check out your options.